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Federal law limits the maximum amount of garnish wages by one or more garnishment orders at 25 percent of the employee’s disposable earnings for the week, or the amount by which the employee’s disposable earnings for the week exceeds 30 times the federal minimum hourly wage, whichever is less. “Disposable income” is the wages left after payment of all taxes, and national insurances. In other words, with federal minimum wages at $7.25, an employee who earns less than $217.50 a week cannot have his or her wage garnished..
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